- Located in Thurso
- Four Bedroom detached family villa.
- Spectacular views over the Pentland Firth, Orkney Isles and is conveniently located within easy reach of the town centre.
- Downstairs Wc, Lounge, Dining Room, Kitchen, Utility, Master Bedroom with En Suite
- Integral Garage and Gardens.
- Upvc double glazed windows throughout, coving and telephone points to all rooms, gas central heating.

Do you wish you could get on the housing ladder but can't get a mortgage, or save for a big deposit?

Move in Now - Buy Later with our 'Rent to Buy' Scheme

Fed up of paying rent? Our Rent to buy scheme is the answer!

This is how it works

The purchase price is £179,995
Minimum Initial Contribution of £6,000
The normal rent is £625 per month.
You will pay a minimum of £775 per month.
Every month we will add a minimum of £150 per month towards your deposit.

End of year one

£179.995
-£6000 Initial Contribution paid
-£1800 (extra you have paid)



At the end of year one you would owe £172,195
At the end of year two you would owe £170,395
At the end of year three you would owe £168,595
At the end of year four you would owe £166,795

-£7200 (Extra we have paid)

At the end of year four, the total owed would be £159,595


During that time you have saved up a deposit of 20,400 (11.33%)

Any improvements you make to the property you get the benefit.

If the value of the property has increased you also get the benefit.

Now lets have a look if you pay a bigger Initial Contribution and £50 more per month.

£179,995

-£8000 Initial Contribution paid
-£9600 (extra you have paid)
-£7200(extra we have paid)

At the end of year one you would owe £169595
At the end of year two you would owe £167195
At the end of year three you would owe £164795
At the end of year four you would owe £162395

-£7200 (Extra we have paid)

At the end of year four, the total owed would be £155,195


During that time you have saved up a deposit of £24800 (13.78%)

The more you pay the quicker and bigger your deposit.

No mortgage is required until you buy in 2013. (but can buy at any time)

Price growth and rent Contributions payments provide your deposit.

The purchase price is fixed at the outset. You gain from any price growth!

Redecorate, carry out home DIY - YOU benefit from any added value by enhancing YOUR home

This is not a shared ownership or Housing Association scheme

You can move into your new home in as little as 7 days!

Legally approved solicitor contracts

We can help you get advice on your mortgage in 2013, or sooner, with your deposit fund.

Move in, and buy later - or walk away! You do not have to buy if you change your mind.


Perfect if you are either;

- A first time buyer struggling to get onto the housing market
- Struggling to raise a large deposit
- Currently renting but want to own your own home
- Have impaired credit and can't raise finance
- Have recently moved to the UK

No mortgage is required whilst renting/buying

Contact details

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